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Business Debit

Members with small businesses or home offices represent an impressive revenue opportunity for your credit union. These members have a greater need for financial services—and are very loyal to institutions that help them meet their personal and corporate goals.

Our Business Debit Card Program is an excellent way to simultaneously build member loyalty and interchange income. This program addresses the purchasing and cash management requirements of small businesses with MasterCard BusinessCard and Visa Business check card solutions. Our Business Debit Card works like a check, since purchases are deducted directly from a demand deposit account.

Credit Union Benefits

Our Business Debit Card Program equips credit unions to serve small businesses—the fastest growing market segment in American business. Our program generates revenue growth through preferred interchange rates and reduces expenses by decreasing check and deposit processing costs.

This convenient financial tool builds relationships that lead to increased use of other credit union products and services as the business grows.

Member Benefits

  • Adds convenience by separating business and personal expenses
  • Allows better tracking of small business expenses
  • Saves times at point of purchase; offers more locations than business checks
  • Additional cards can be requested for authorized employees

Program Features

  • Detailed monthly statements and quarterly reports
  • Up to 12 accounts can be linked to one single DDA
  • Owners can establish purchase and cash limits for individual cardholders
  • Added value services include auto rental insurance, travel and emergency services
  • Designed for companies with up to 99 employees

For more information, please contact PSCU Financial Services today at (800) 245-7728, ext. 4219, or e-mail us at debit@pscufs.com.

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